Westerly anchors Rhode Island's southwest corner — from the Misquamicut shoreline and Watch Hill to the in-town neighborhoods near the Pawcatuck River.
We finance first homes, coastal second homes, and higher-value (jumbo) purchases here, with a local touch a national lender can't match.
How we help Westerly buyers and homeowners
As an independent brokerage, we shop a wide network of lending partners to match your loan to your situation — not to one bank's menu. For Westerly clients that includes:
- Purchase financing — conventional, FHA, VA and USDA
- Refinancing — improve your rate or term, or put equity to work
- First-time-buyer programs and down payment assistance — see our Rhode Island first-time buyer guide
- Self-employed? Qualify on deposits with a Rhode Island bank statement loan. Investor? A Rhode Island DSCR loan qualifies on the rent, not your taxes.
- Jumbo and specialty financing, plus the full range of Non-QM options
All loans are subject to credit approval and program guidelines. Curious what fits in Westerly? Contact us or call (401) 481-8050 — a licensed loan officer, not a call center.