Buy your next home before you've sold your current one — bridge financing uses your existing equity so you don't miss the right house.
Timing rarely lines up perfectly. A bridge loan taps the equity in the home you already own so you can make a strong, non-contingent offer on the next one — then repay the bridge when your current home sells.
Used well, it's a tool: buy before you sell, close a time-sensitive purchase, or fund a value-add project, then refinance into permanent financing. We map the exit before you take it on.
Use your current equity to make a strong, non-contingent offer on the next home.
Close on the right house now and repay when your current home sells.
Fund a short-term project, then refinance into permanent financing.
A 10-minute call or the contact form: how you're paid, your goals, and the property. No credit pull to start.
As a brokerage we match your file to specialty lenders built for it — not one bank's single guideline.
You get a clear path: the program, the documents, and the timeline, with a licensed loan officer on your file.
We manage underwriting to the finish line and hand you off to a smooth closing day.
Short-term financing secured by the home you already own, so you can buy the next one before the first sells.
Usually from the sale proceeds of your current home, or by refinancing into permanent financing. We plan the exit up front.
Yes — that's a big reason buyers use them in competitive markets.
It's a short-term tool; the cost is weighed against the value of not missing the home. We'll show you the math.
“When I was faced with the most challenging deal of my career, Atlantic Mortgage found a way to make it happen. They went way out of their way to help my buyer… we weren’t just another file.”
— Joe H., real estate agent“Second time using Mike for our mortgage process — by far the best person to handle it, answer any question, and make the entire experience stress-free!”
— Heather S.“As our mortgage broker he was exceptional. Every step of the way he explained everything clearly, was very responsive, and patient with us as first-time home buyers.”
— Vanessa S.Tell us your scenario and a licensed loan officer — not a call center — will follow up, usually the same day. No credit pull to start.
All loans are subject to credit approval and program guidelines; availability varies by program.
Start a secure application online, or call our Wakefield office — a licensed loan originator answers, not a call center.