Narragansett's beaches, the Pier district and its seasonal rental market make it one of South County's most sought-after places to own — and one of its trickiest to finance.
Vacation homes, investment and short-term-rental properties, and condominiums (including non-warrantable condos near the water) are everyday business for us, not exceptions.
How we help Narragansett buyers and homeowners
As an independent brokerage, we shop a wide network of lending partners to match your loan to your situation — not to one bank's menu. For Narragansett clients that includes:
- Purchase financing — conventional, FHA, VA and USDA
- Refinancing — improve your rate or term, or put equity to work
- First-time-buyer programs and down payment assistance — see our Rhode Island first-time buyer guide
- Self-employed? Qualify on deposits with a Rhode Island bank statement loan. Investor? A Rhode Island DSCR loan qualifies on the rent, not your taxes.
- Jumbo and specialty financing, plus the full range of Non-QM options
All loans are subject to credit approval and program guidelines. Curious what fits in Narragansett? Contact us or call (401) 481-8050 — a licensed loan officer, not a call center.