As Rhode Island's capital, Providence runs from East Side Victorians to triple-deckers on Federal Hill and in Elmhurst.
We're especially active with first-time buyers (FHA and down-payment-assistance programs), 2–4 unit multifamily purchases (live in one unit, rent the rest), and self-employed borrowers who need Non-QM bank-statement options.
How we help Providence buyers and homeowners
As an independent brokerage, we shop a wide network of lending partners to match your loan to your situation — not to one bank's menu. For Providence clients that includes:
- Purchase financing — conventional, FHA, VA and USDA
- Refinancing — improve your rate or term, or put equity to work
- First-time-buyer programs and down payment assistance — see our Rhode Island first-time buyer guide
- Self-employed? Qualify on deposits with a Rhode Island bank statement loan. Investor? A Rhode Island DSCR loan qualifies on the rent, not your taxes.
- Jumbo and specialty financing, plus the full range of Non-QM options
All loans are subject to credit approval and program guidelines. Curious what fits in Providence? Contact us or call (401) 481-8050 — a licensed loan officer, not a call center.